Uwharrie Bank

  • Bank Name:Uwharrie Bank
  • Bank Class:State Chartered - FED Member Bank
  • Member FDIC:Certificate #24919
  • Routing Number:ACH & Wire - 053111690
  • Locations:10 Branches in North Carolina
  • Web Address:uwharrie.com
Headquarters:167 North Second Street, Albemarle, North Carolina 28001

Uwharrie Bank Information

Uwharrie Bank was founded in January 1984 and is based in Albemarle, North Carolina. The bank operates as a subsidiary of Uwharrie Capital Corp. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, Uwharrie Bank is classified as a commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB). Uwharrie Bank is a FDIC-insured bank with certificate number of 24919. The assigned Fed RSSD ID of Uwharrie Bank is 590220.

Uwharrie Bank currently operates with 10 branches located in North Carolina. Uwharrie Bank is the 31st largest bank in North Carolina. The bank does not have any offices outside North Carolina.

A routing number is a nine-digit code used to identify a financial institution. The bank has one routing number in our database and the routing number for Uwharrie Bank is 053111690. This routing number is necessary to process ACH transfers, wire transactions, direct deposits, bill payments, and other monetary transfers within the US.

The full address of bank headquarters is 167 North Second Street, Albemarle, NC 28001. You can visit the official website of the bank at https://www.uwharrie.com for more information and online banking service if available. For a comprehensive list of Uwharrie Bank branches, including detailed information such as hours of operation, contact numbers, addresses, available services, and more, please narrow your search by selecting a location from the map or list below.

Map Of Branch Locations

Bank Offices In North Carolina

167 North Second Street, Albemarle 28001
710 North First Street, Albemarle 28001
800 Highway 24-27 Bypass, Albemarle 28001
5231 Piper Station Drive, Charlotte 28277
25 Palaside Drive, N.E., Concord 28025
416 West Main Street, Po Box 715, Locust 28097
1490 South Main Street, Mount Pleasant 28124
107 South Main Street, Norwood 28128
224 N Main St, Oakboro 28129
211 South Greene Street, Wadesboro 28170

History Of Uwharrie Bank

Uwharrie Bank, originally established as the Bank of Stanly on January 26, 1984, is a financial institution headquartered in Albemarle, North Carolina. The bank underwent significant changes in the late 2000s, including transitioning to a State Chartered Bank and becoming a member of the Federal Reserve System on December 15, 2008. As part of its growth strategy, Uwharrie Bank expanded its operations on September 1, 2013, by acquiring both Cabarrus Bank & Trust Company in Concord, North Carolina, and Anson Bank & Trust Company in Wadesboro, North Carolina. On the same date, the institution changed its name to Uwharrie Bank, reflecting its broader service area and community focus.

Below is a list of some important events in bank's history, including mergers and acquisitions.

09-01-2013Acquired Cabarrus Bank & Trust Company in Concord, NC.

09-01-2013Acquired Anson Bank & Trust Co. in Wadesboro, NC.

09-01-2013Changed Institution Name to Uwharrie Bank.

12-15-2008Changed Primary Federal Regulatory Agency to FED.

12-15-2008Changed Bank Class to State Chartered Bank, member of the Federal Reserve System (FRS).

View 3 More Events in Bank's History …

Reviews & Complaints

Nelson Jones
Nelson Jones · 2 June 2023
Branch review: Norwood Branch

I opened an account with Uwharrie Bank in 2020. The day I came in there the lady with red hair at the desk made a reference to the password I used to create my account. This is unacceptable for a bank.... Read more

Tim Thomas
Tim Thomas · 7 January 2019
★★★★★ Branch review: Norwood Branch

Great employees!!... Read more

Tammy Liles
Tammy Liles · 4 November 2017
Branch review: Albemarle Branch

I have paid on my mortgage for 15 years on a 15 year loan. I am down to my last year and I have made extra payments to have it paid off by now. I have ask for my payoff 3 times and each time is higher than the last. The last one I got put me to the point of not having paid a dime extra, which is false and illegal of this bank. I am single and have worked hard for 15 years just to get down to the l... Read more

View 1 More Comments & Reviews …

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Bank Rating & Reviews
2.8 / 5
  • Rating 2.80/

Bank rating displayed here is the average value for all Uwharrie Bank branches. A total of 10 customers had cast their vote for 10 branches and in average, Uwharrie Bank got a score of 2.8 out of 5 stars. The bank has 4 reviews or customer complaints filed.

Popular Branches
107 South Main Street, Norwood, NC 28128
167 North Second Street, Albemarle, NC 28001
416 West Main Street, Po Box 715, Locust, NC 28097
25 Palaside Drive, N.E., Concord, NC 28025
800 Highway 24-27 Bypass, Albemarle, NC 28001
211 South Greene Street, Wadesboro, NC 28170
224 N Main St, Oakboro, NC 28129
Newly Opened Branches

No new branches were opened in the last 12 months...

Closed Branches

No branches were closed in the last 12 months...

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