Synchrony Bank

  • Bank Name:Synchrony Bank
  • Bank Class:State Chartered Savings Bank
  • Member FDIC:Certificate #27314
  • Routing Number:ACH & Wire - 124085008
  • Locations:1 Branch in Utah
  • Web Address:synchronybank.com
Headquarters:170 West Election Road, Suite 125, Draper, Utah 84020

Synchrony Bank Information

Synchrony Bank was founded in August 1988 and is based in Draper, Utah. The bank operates as a subsidiary of Synchrony Financial. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, Synchrony Bank is classified as a savings banks, state charter, supervised by the FDIC. Synchrony Bank is a FDIC-insured bank with certificate number of 27314. The assigned Fed RSSD ID of Synchrony Bank is 1216022.

Synchrony Bank currently operates with 1 branch located in Utah. Synchrony Bank is the 57th largest bank in Utah. The bank does not have any offices outside Utah.

A routing number is a nine-digit code used to identify a financial institution. The bank has one routing number in our database and the routing number for Synchrony Bank is 124085008. This routing number is necessary to process ACH transfers, wire transactions, direct deposits, bill payments, and other monetary transfers within the US.

The full address of bank headquarters is 170 West Election Road, Suite 125, Draper, UT 84020. You can visit the official website of the bank at https://www.synchronybank.com for more information and online banking service if available. For a comprehensive list of Synchrony Bank branches, including detailed information such as hours of operation, contact numbers, addresses, available services, and more, please narrow your search by selecting a location from the map or list below.

Map Of Branch Locations

Bank Offices In Utah

170 West Election Road, Suite 125, Draper 84020

History Of Synchrony Bank

Synchrony Bank is a financial institution that was established on August 1, 1988, originally under the name Monogram Bank, USA. The institution underwent several name changes, including becoming Monogram Credit Card Company in June 1993 and then GE Capital Consumer Card Company in April 2003. In 2005, it changed its name to GE Money Bank and acquired Monogram Credit Card Bank of Georgia on February 7 of that year. On October 1, 2011, the bank transitioned to the name GE Capital Retail Bank and changed its primary federal regulatory agency to The Office of the Comptroller of the Currency on July 21, 2011. The bank rebranded as Synchrony Bank on June 2, 2014. Throughout its history, Synchrony Bank has also relocated its main office multiple times, moving from Cincinnati, Ohio, to Mason, Ohio, in 1995, then to Salt Lake City, Utah, in 2005, and finally to Draper, Utah, in July 2009.

Below is a list of some important events in bank's history, including mergers and acquisitions.

06-02-2014Changed Institution Name to Synchrony Bank.

10-01-2011Changed Institution Name to Ge Capital Retail Bank.

07-21-2011Changed Primary Federal Regulatory Agency to The Office of the Comptroller of the Currency.

07-17-2009Main Office moved to 170 West Election Road, Suite 125, Draper, UT 84020.

02-07-2005Acquired Monogram Credit Card Bank of Georgia in Alpharetta, GA.

View 7 More Events in Bank's History …

Reviews & Complaints

Bill Hoidas
Bill Hoidas · 1 July 2024
Branch review: Head Office Branch

Your creditcare division is ridiculous! My credit score are over 800 and my identity is easily established with the Credit Bureaus. I even already have accounts with synchrony. I now am contemplating reporting you to the BBB.... Read more

Charles Kaimikaua
Charles Kaimikaua · 10 March 2024
Bank review

Think I'll add to this chorus of "Boos" for my own unexceptional customer service with this clownish bank. I have an account with PayPal that is serviced by Synchrony Bank. It seems both PayPal and SynCRONY bank don't know left from right. In November 2023 we received a payment check from our escrow company to pay a debt of $3188.00 to PayPal serviced by SynCRONY bank. The address given to us by t... Read more

Ellen Benischek
Ellen Benischek · 17 January 2024
Bank review

I bought a dryer @ a home supply store here in Albuquerque. The total was $921.21. I asked them if I could pay it in a few months (they used to have their own account dept) the guy said of course had me sign my invoice & that was it. I assumed they were going to bill me so I waited (this was in April of last year). Then I got a bill from Synchrony in Orlando Florida. I opened it & it showed paymen... Read more

View 23 More Comments & Reviews …

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Bank Rating & Reviews
1.4 / 5
  • Rating 1.44/

Bank rating displayed here is the average value for all Synchrony Bank branches. A total of 54 customers had cast their vote for 1 branch and in average, Synchrony Bank got a score of 1.4 out of 5 stars. The bank has 26 reviews or customer complaints filed.

Popular Branches
170 West Election Road, Suite 125, Draper, UT 84020
Newly Opened Branches

No new branches were opened in the last 12 months...

Closed Branches

No branches were closed in the last 12 months...

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