Southern Michigan Bank & Trust
- Bank Name:Southern Michigan Bank & Trust
- Bank Class:State Chartered - FED Nonmember Bank
- Member FDIC:Certificate #5019
- Routing Number:ACH & Wire - 072402283
- Locations:16 Branches in Michigan
- Web Address:smb-t.com
Southern Michigan Bank & Trust Information
Southern Michigan Bank & Trust was founded in January 1872 and is based in Coldwater, Michigan. The bank operates as a subsidiary of Southern Michigan Bancorp, Inc.. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, Southern Michigan Bank & Trust is classified as a commercial bank, state charter and Fed nonmember, supervised by the FDIC. Southern Michigan Bank & Trust is a FDIC-insured bank with certificate number of 5019. The assigned Fed RSSD ID of Southern Michigan Bank & Trust is 822042.
Southern Michigan Bank & Trust currently operates with 16 branches located in Michigan. Southern Michigan Bank & Trust is the 21st largest bank in Michigan. The bank does not have any offices outside Michigan.
A routing number is a nine-digit code used to identify a financial institution. The bank has one routing number in our database and the routing number for Southern Michigan Bank & Trust is 072402283. This routing number is necessary to process ACH transfers, wire transactions, direct deposits, bill payments, and other monetary transfers within the US.
The full address of bank headquarters is 51 West Pearl Street, Coldwater, MI 49036. You can visit the official website of the bank at https://www.smb-t.com for more information and online banking service if available. For a comprehensive list of Southern Michigan Bank & Trust branches, including detailed information such as hours of operation, contact numbers, addresses, available services, and more, please narrow your search by selecting a location from the map or list below.
Map Of Branch Locations
Bank Offices In Michigan
History Of Southern Michigan Bank & Trust
Southern Michigan Bank & Trust, originally established as The Southern Michigan National Bank of Coldwater on January 16, 1872, has undergone several changes throughout its history. On May 18, 1981, the institution changed its name to Southern Michigan National Bank. Subsequently, on December 15, 1992, it adopted its current name, Southern Michigan Bank & Trust, and transitioned its primary federal regulatory agency to the Federal Deposit Insurance Corporation (FDIC) while also withdrawing from membership in the Federal Reserve System and changing its chartering agency to a state-level authority. More recently, on April 25, 2009, Southern Michigan Bank & Trust acquired Fnb Financial in Three Rivers, Michigan.
Below is a list of some important events in bank's history, including mergers and acquisitions.
04-25-2009Acquired Fnb Financial in Three Rivers, MI.
12-15-1992Changed Institution Name to Southern Michigan Bank & Trust.
12-15-1992Changed Primary Federal Regulatory Agency to FDIC.
12-15-1992Changed Chartering Agency to State.
12-15-1992Institution withdraws from membership in the Federal Reserve System.
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