Southern Bank

  • Bank Name:Southern Bank
  • Bank Class:State Chartered - FED Member Bank
  • Member FDIC:Certificate #28332
  • Routing Number:ACH & Wire - 281573259
  • Locations:64 Branches in 4 states
Headquarters:2991 Oak Grove Road, Poplar Bluff, Missouri 63901

Southern Bank Information

Southern Bank was founded in January 1887 and is based in Poplar Bluff, Missouri. The bank operates as a subsidiary of Southern Missouri Bancorp, Inc.. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, Southern Bank is classified as a commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB). Southern Bank is a FDIC-insured bank with certificate number of 28332. The assigned Fed RSSD ID of Southern Bank is 272272.

Southern Bank currently operates with 64 branches located in 4 states. The bank has most branches in Missouri, Arkansas, Illinois and Kansas. As of today, Southern Bank is the 120th largest bank in US by branch count. Southern Bank is the 7th largest bank in Missouri with 52 branches; 44th in Arkansas with 8 branches, 240th in Illinois with 3 branches and 226th in Kansas with 1 branches.

A routing number is a nine-digit code used to identify a financial institution. The bank has one routing number in our database and the routing number for Southern Bank is 281573259. This routing number is necessary to process ACH transfers, wire transactions, direct deposits, bill payments, and other monetary transfers within the US.

The full address of bank headquarters is 2991 Oak Grove Road, Poplar Bluff, MO 63901. You can visit the official website of the bank at https://www.bankwithsouthern.com for more information and online banking service if available. For a comprehensive list of Southern Bank branches, including detailed information such as hours of operation, contact numbers, addresses, available services, and more, please narrow your search by selecting a location from the map or list below.

Map Of Branch Locations

Bank Offices By State

History Of Southern Bank

Southern Bank, originally established as Southern Missouri Savings and Loan Association in 1887, has undergone several name changes and organizational transformations throughout its history. The institution transitioned to Southern Missouri Savings Bank in 1991, and later became Southern Missouri Savings Bank, FSB in 1995, converting to a stock savings bank. In 1998, it adopted the name Southern Missouri Bank & Trust Co. and switched its primary federal regulatory agency to the Federal Deposit Insurance Corporation. The bank continued to evolve, becoming a commercial bank and member of the Federal Reserve System in 2009, at which point it changed its name to Southern Bank. Since then, Southern Bank has pursued a strategy of growth through acquisitions, with significant transactions including the purchases of Citizens State Bank in Bald Knob, Arkansas (2014), Peoples Bank of the Ozarks in Nixa, Missouri (2014), and various other financial institutions across Missouri and neighboring states. The most recent acquisition occurred on February 25, 2023, when Southern Bank acquired Citizens Bank and Trust Company in Kansas City, Missouri.

Below is a list of some important events in bank's history, including mergers and acquisitions.

02-25-2023Acquired Citizens Bank and Trust Company in Kansas City, MO.

02-26-2022Acquired FortuneBank in Arnold, MO.

05-23-2020Acquired Central Federal Savings and Loan Association of Rolla (30664) in Rolla, MO.

12-08-2018Acquired First Commercial Bank in Gideon, MO.

02-24-2018Acquired Southern Missouri Bank of Marshfield in Marshfield, MO.

View 23 More Events in Bank's History …

Reviews & Complaints

Randy Quigley
Randy Quigley · 3 July 2019
★★★ Branch review: Vine Street Branch

To whom it may concern:

I opened an account with the Southern Missouri Savings and Loan Association in 1980 with $10.00 apdated it in 1985 fully intending to add to it when I could and forgetting about it so I wouldn't dip into it hoping to have a little bit of money in my later years. Life didn't cooperate with that plan. I did forget about it, but so did the bank. Well life took a tur... Read more

Marilyn Smith
Marilyn Smith · 24 November 2017
★★★★ Branch review: Doniphan Branch

If you use Southern Bank in Doniphan and you are sick and tired of not being able to call your local bank join me in requesting every time you try to call them and are routed through Poplar Bluff that they stop this nonsense and let us call our bank directlly!!!... Read more

Submit your comment, review or complaint about Southern Bank.

avatar
Bank Rating & Reviews
4.0 / 5
  • Rating 4.04/

Bank rating displayed here is the average value for all Southern Bank branches. A total of 23 customers had cast their vote for 64 branches and in average, Southern Bank got a score of 4.0 out of 5 stars. The bank has 2 reviews or customer complaints filed.

Popular Branches
515 Washington Street, Chillicothe, MO 64601
105 North Main Street, Maryville, MO 64468
727 West Main Street, Jackson, MO 63755
301 First Street, Kennett, MO 63857
816 Main Street, Trenton, MO 64683
1205 S Main, Sikeston, MO 63801
960 Preacher Roe Boulevard, West Plains, MO 65775
Newly Opened Branches
7553 Nw Barry Road, Kansas City, MO 64153
Closed Branches

No branches were closed in the last 12 months...

Share On Social Media