Optum Bank

  • Bank Name:Optum Bank
  • Bank Class:State Chartered - FED Nonmember Bank
  • Member FDIC:Certificate #57408
  • Routing Number:ACH & Wire - 124384877
  • Locations:1 Branch in Utah
  • Web Address:optumbank.com
Headquarters:12921 S Vista Station Blvd, Draper, Utah 84020

Optum Bank Information

Optum Bank was founded in July 2003 and is based in Draper, Utah. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, Optum Bank is classified as a commercial bank, state charter and Fed nonmember, supervised by the FDIC. Optum Bank is a FDIC-insured bank with certificate number of 57408. The assigned Fed RSSD ID of Optum Bank is 3202702.

Optum Bank currently operates with 1 branch located in Utah. Optum Bank is the 37th largest bank in Utah. The bank does not have any offices outside Utah.

A routing number is a nine-digit code used to identify a financial institution. The bank has one routing number in our database and the routing number for Optum Bank is 124384877. This routing number is necessary to process ACH transfers, wire transactions, direct deposits, bill payments, and other monetary transfers within the US.

The full address of bank headquarters is 12921 S Vista Station Blvd, Draper, UT 84020. You can visit the official website of the bank at https://www.optumbank.com for more information and online banking service if available. For a comprehensive list of Optum Bank branches, including detailed information such as hours of operation, contact numbers, addresses, available services, and more, please narrow your search by selecting a location from the map or list below.

Map Of Branch Locations

Bank Offices In Utah

12921 S Vista Station Blvd, Draper 84020

History Of Optum Bank

Optum Bank, Inc. is a financial institution that has undergone several name changes and structural adjustments since its establishment. Founded on July 21, 2003, as Exante Bank, Inc., the institution later became known as OptumHealth Bank, Inc. on October 29, 2007. On September 28, 2012, the bank changed its name to Optum Bank, Inc. Throughout its history, the bank's main office has moved multiple times, beginning with its original location at 2795 East Cottonwood Parkway, Suite 220 in Salt Lake City, Utah. The office was relocated to West Valley City, Utah on August 1, 2005, and then to Salt Lake City, Utah again on August 5, 2005. The bank subsequently moved its main office to Draper, Utah on January 25, 2021. Notably, in 2020 and 2021, Optum Bank made significant changes to its trust powers, initially changing from limited trust powers to none as of March 27, 2021.

Below is a list of some important events in bank's history, including mergers and acquisitions.

03-27-2021Changed Trust Powers to None.

01-25-2021Main Office moved to 12921 S Vista Station Blvd, Draper, UT 84020.

03-03-2020Changed Trust Powers to Limited.

09-28-2012Changed Institution Name to Optum Bank, Inc..

10-29-2007Changed Institution Name to OptumHealth Bank, Inc..

View 4 More Events in Bank's History …

Reviews & Complaints

David Jones
David Jones · 31 January 2024
Branch review: Main Office Branch

I have called the bank at least 20 times and spent 4-5 hours in the last two weeks just to resolve a simple issue. No one knows who wrote the check that came from their bank or who to transfer to. Every section has told me that they are able to support and they transfer again. Customer service claims that they do not handle these issues, but other section keep telling me that customer service is t... Read more

Donna Holden
Donna Holden · 10 August 2023
Bank review

did not issue re-newal card for HSA. Asked why? oh we sent it July 31, 2023. card expired 12/2022!!! Asked why it was not automatically renewed - because i did not request renewal! Banks automatically renew cards. Asked to speak to boss - boss does not take phone calls nor does he have a name apparently and he is not here today. (rather convenient) This company has access to your funds but to USE ... Read more

Rusty Ratzlow
Rusty Ratzlow · 12 January 2022
Branch review: Main Office Branch

Can not find any help that speaks clear English.... Read more

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Bank Rating & Reviews
1.4 / 5
  • Rating 1.40/

Bank rating displayed here is the average value for all Optum Bank branches. A total of 10 customers had cast their vote for 1 branch and in average, Optum Bank got a score of 1.4 out of 5 stars. The bank has 3 reviews or customer complaints filed.

Popular Branches
12921 S Vista Station Blvd, Draper, UT 84020
Newly Opened Branches

No new branches were opened in the last 12 months...

Closed Branches

No branches were closed in the last 12 months...

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