Houghton State Bank

  • Bank Name:Houghton State Bank
  • Bank Class:State Chartered - FED Nonmember Bank
  • Member FDIC:Certificate #15405
  • Routing Number:ACH & Wire - 073901990
  • Locations:5 Branches in Iowa
Headquarters:116 East Coolbaugh Street, Red Oak, Iowa 51566

Houghton State Bank Information

Houghton State Bank was founded in January 1879 and is based in Red Oak, Iowa. The bank operates as a subsidiary of Red Oak Financial Corporation. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, Houghton State Bank is classified as a commercial bank, state charter and Fed nonmember, supervised by the FDIC. Houghton State Bank is a FDIC-insured bank with certificate number of 15405. The assigned Fed RSSD ID of Houghton State Bank is 528241.

Houghton State Bank currently operates with 5 branches located in Iowa. Houghton State Bank is the 78th largest bank in Iowa. The bank does not have any offices outside Iowa.

A routing number is a nine-digit code used to identify a financial institution. The bank has one routing number in our database and the routing number for Houghton State Bank is 073901990. This routing number is necessary to process ACH transfers, wire transactions, direct deposits, bill payments, and other monetary transfers within the US.

The full address of bank headquarters is 116 East Coolbaugh Street, Red Oak, IA 51566. You can visit the official website of the bank at https://www.houghtonstatebank.com for more information and online banking service if available. For a comprehensive list of Houghton State Bank branches, including detailed information such as hours of operation, contact numbers, addresses, available services, and more, please narrow your search by selecting a location from the map or list below.

Map Of Branch Locations

Bank Offices In Iowa

103 Main Street, Cumberland 50843
407 Howland Avenue, Emerson 51533
803 Main Street, Griswold 51535
116 East Coolbaugh Street, Red Oak 51566
1609 North Broadway, Red Oak 51566

History Of Houghton State Bank

Houghton State Bank was established on January 1, 1879, originally under the name Houghton State Bank. It underwent significant changes over the years, including a change in trust powers to full trust services on December 28, 1920. The bank rebranded as Houghton State Bank on May 28, 1974. In subsequent years, the bank expanded its operations through acquisitions, notably acquiring The Cumberland Savings Bank in Cumberland, Iowa, on July 1, 1975, and Emerson State Bank in Emerson, Iowa, on September 30, 1997.

Below is a list of some important events in bank's history, including mergers and acquisitions.

09-30-1997Acquired Emerson State Bank in Emerson, IA.

07-01-1975Acquired The Cumberland Savings Bank in Cumberland, IA.

05-28-1974Changed Institution Name to Houghton State Bank.

12-28-1920Changed Trust Powers to Full

01-01-1879Institution established. Original name: Houghton State Bank.

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Popular Branches
1609 North Broadway, Red Oak, IA 51566
116 East Coolbaugh Street, Red Oak, IA 51566
407 Howland Avenue, Emerson, IA 51533
103 Main Street, Cumberland, IA 50843
803 Main Street, Griswold, IA 51535
Newly Opened Branches

No new branches were opened in the last 12 months...

Closed Branches

No branches were closed in the last 12 months...

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