Horizon Bank

  • Bank Name:Horizon Bank
  • Bank Class:State Chartered - FED Nonmember Bank
  • Member FDIC:Certificate #4360
  • Routing Number:ACH & Wire - 071201320
  • Locations:72 Branches in 2 states
  • Web Address:horizonbank.com
Headquarters:515 Franklin Street, Michigan City, Indiana 46360

Horizon Bank Information

Horizon Bank was founded in April 1873 and is based in Michigan City, Indiana. The bank operates as a subsidiary of Horizon Bancorp, Inc.. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, Horizon Bank is classified as a commercial bank, state charter and Fed nonmember, supervised by the FDIC. Horizon Bank is a FDIC-insured bank with certificate number of 4360. The assigned Fed RSSD ID of Horizon Bank is 130541.

Horizon Bank currently operates with 72 branches located in 2 states. The bank has most branches in Indiana and Michigan. As of today, Horizon Bank is the 102nd largest bank in US by branch count. Horizon Bank is the 13th largest bank in Indiana with 46 branches; 15th in Michigan with 26 branches.

A routing number is a nine-digit code used to identify a financial institution. The bank has one routing number in our database and the routing number for Horizon Bank is 071201320. This routing number is necessary to process ACH transfers, wire transactions, direct deposits, bill payments, and other monetary transfers within the US.

The full address of bank headquarters is 515 Franklin Street, Michigan City, IN 46360. You can visit the official website of the bank at https://www.horizonbank.com for more information and online banking service if available. For a comprehensive list of Horizon Bank branches, including detailed information such as hours of operation, contact numbers, addresses, available services, and more, please narrow your search by selecting a location from the map or list below.

Map Of Branch Locations

Bank Offices By State

History Of Horizon Bank

Horizon Bank, originally established as The First National Bank of Michigan City in April 1873, has undergone several name changes and acquisitions throughout its history. The bank's name was changed to The First-Merchants National Bank of Michigan City in November 1962, and in October 1986, it was rebranded as First Citizens Bank, National Association. In March 1997, the institution adopted the name Horizon Bank, National Association. Since then, Horizon Bank has expanded through a series of acquisitions, including Citizens Bank of Michigan City in October 1986, Alliance Banking Company in June 2005, and several banks in Indiana, such as Heartland Community Bank in July 2012 and The La Porte Savings Bank in July 2016. Notably, on June 24, 2017, it changed its primary federal regulatory agency to the Federal Deposit Insurance Corporation and withdrew from membership in the Federal Reserve System. The bank continued its expansion with significant acquisitions like Salin Bank and Trust Company in Indianapolis, Indiana, in March 2019. The institution officially became known simply as Horizon Bank on March 26, 2019.

Below is a list of some important events in bank's history, including mergers and acquisitions.

03-26-2019Changed Institution Name to Horizon Bank.

03-26-2019Acquired Salin Bank and Trust Company in Indianapolis, IN.

10-17-2017Acquired Wolverine Bank, Federal Savings Bank in Midland, MI.

09-01-2017Acquired Lafayette Community Bank in Lafayette, IN.

06-24-2017Changed Institution Name to Horizon Bank.

View 18 More Events in Bank's History …

Reviews & Complaints

Carolyn Birk Durant
Carolyn Birk Durant · 9 January 2024
★★★★★ Branch review: North Mitchell Branch

Excellent service by Andrea and Donna. Made you feel welcome and solved a log in problem for me.... Read more

Shirley Thompson
Shirley Thompson · 8 May 2022
★★★★ Branch review: Marion Branch

Appreciate the bank being open on Saturday. Very convenient. I'm interested in a safe deposit box. Are they available in this bank.... Read more

Spurbeck Dianemarie
Spurbeck Dianemarie · 5 October 2021
Branch review: Gaylord Branch

This has been a terrible switch I still can't sign into my account so I'm most likely going to switch banks.... Read more

View 5 More Comments & Reviews …

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Bank Rating & Reviews
3.2 / 5
  • Rating 3.25/

Bank rating displayed here is the average value for all Horizon Bank branches. A total of 69 customers had cast their vote for 72 branches and in average, Horizon Bank got a score of 3.2 out of 5 stars. The bank has 8 reviews or customer complaints filed.

Popular Branches
302 S. Mitchell Street, Cadillac, MI 49601
1408 North Mitchell Street, Cadillac, MI 49601
125 North Michigan Avenue, Big Rapids, MI 49307
521 West Main Street, Gaylord, MI 49735
101 North Roland, McBain, MI 49657
2910 Jefferson Avenue, Midland, MI 48640
7409 West Houghton Lake Drive, Houghton Lake, MI 48629
Newly Opened Branches

No new branches were opened in the last 12 months...

Closed Branches

No branches were closed in the last 12 months...

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