Heritage State Bank

Heritage State Bank was established on January 1, 1899, originally under the name Lawrenceville Federal Savings and Loan Association. Over the years, it underwent several name and regulatory changes. On March 29, 1996, it changed its name to Heritage National Bank and transitioned to a commercial bank, becoming a member of the Federal Reserve System, with The Office of the Comptroller of the Currency as its primary federal regulatory agency. On December 27, 2001, the institution rebranded as Heritage State Bank, changing its chartering agency to a state authority and its primary federal regulatory agency to the Federal Reserve. Additionally, on April 20, 2001, the main office relocated to 2201 James Street in Lawrenceville, Illinois. The bank was ultimately merged into The First National Bank of Carmi on November 30, 2020, marking the end of its independent operations.

Below is a list of some important events in banks history, including mergers and acquisitions.

1899-01-01Institution established. Original name: Lawrenceville Federal Savings and Loan Association.

1996-03-29Institution becomes member of the Federal Reserve System.

1996-03-29Changed Chartering Agency to The Office of the Comptroller of the Currency.

1996-03-29Changed Organization Type to Commercial Bank.

1996-03-29Changed Primary Federal Regulatory Agency to The Office of the Comptroller of the Currency.

1996-03-29Changed Institution Name to Heritage National Bank.

2001-04-20Main Office moved to 2201 James Street, Lawrenceville, IL 62439.

2001-12-27Changed Chartering Agency to State.

2001-12-27Changed Bank Class to State Chartered Bank, member of the Federal Reserve System (FRS).

2001-12-27Changed Primary Federal Regulatory Agency to FED.

2001-12-27Changed Institution Name to Heritage State Bank.

2020-11-30Merged and became part of The First National Bank of Carmi in Carmi, IL.