First Federal Bank

  • Bank Name:First Federal Bank
  • Bank Class:State Chartered Savings Bank
  • Member FDIC:Certificate #31313
  • Routing Number:ACH & Wire - 263184488
  • Locations:25 Branches in 2 states
  • Web Address:ffbf.com
Headquarters:4705 West Us Highway 90, Lake City, Florida 32055

First Federal Bank Information

First Federal Bank was founded in January 1961 and is based in Lake City, Florida. The bank operates as a subsidiary of First Federal Bancorp, Mhc. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, First Federal Bank is classified as a savings banks, state charter, supervised by the FDIC. First Federal Bank is a FDIC-insured bank with certificate number of 31313. The assigned Fed RSSD ID of First Federal Bank is 384278.

First Federal Bank currently operates with 25 branches located in 2 states. The bank has most branches in Florida and South Carolina. As of today, First Federal Bank is the 329th largest bank in US by branch count. First Federal Bank is the 26th largest bank in Florida with 23 branches; 58th in South Carolina with 2 branches.

A routing number is a nine-digit code used to identify a financial institution. The bank has one routing number in our database and the routing number for First Federal Bank is 263184488. This routing number is necessary to process ACH transfers, wire transactions, direct deposits, bill payments, and other monetary transfers within the US.

The full address of bank headquarters is 4705 West Us Highway 90, Lake City, FL 32055. You can visit the official website of the bank at https://www.ffbf.com for more information and online banking service if available. For a comprehensive list of First Federal Bank branches, including detailed information such as hours of operation, contact numbers, addresses, available services, and more, please narrow your search by selecting a location from the map or list below.

Map Of Branch Locations

Bank Offices By State

History Of First Federal Bank

First Federal Bank, originally established as First Federal Savings and Loan Association in 1961, has undergone a series of name changes and acquisitions throughout its history. On March 31, 1987, it changed its name to First Federal Savings Bank of Florida and also shifted its organization type to a mutual savings bank. The institution was renamed First Federal Bank of Florida on December 10, 2007. Following this, it acquired several other banks through government-assisted mergers, including The Bank of Bonifay on May 7, 2010; Flagship National Bank on October 23, 2009; and both Chipola Community Bank and Bank of Jackson County in 2013. The bank's regulatory oversight transitioned to the Office of the Comptroller of the Currency on July 21, 2011. In April 2018, First Federal Bank expanded its footprint with the acquisition of Cbc National Bank located in Fernandina Beach, Florida. Finally, on June 1, 2018, the institution adopted its current name, First Federal Bank.

Below is a list of some important events in bank's history, including mergers and acquisitions.

06-01-2018Changed Institution Name to First Federal Bank.

04-02-2018Acquired Cbc National Bank (35309) in Fernandina Beach, FL.

10-30-2013Acquired Bank of Jackson County in Graceville, FL as part of a government assisted merger.

04-19-2013Acquired Chipola Community Bank in Marianna, FL as part of a government assisted merger.

07-21-2011Changed Primary Federal Regulatory Agency to The Office of the Comptroller of the Currency.

View 8 More Events in Bank's History …

Reviews & Complaints

Billie Jo Tucker
Billie Jo Tucker · 7 February 2023
★★★★★ Branch review: Port Royal Branch

The emoloyees at First Federal Bank Port Royal branch are the most helpful and courteous of any bank employees I've spoken with. It is always a pleasure to do business at that bank. I will definitely keep my banking business with First Federal Bank.... Read more

Sally Atherton
Sally Atherton · 22 March 2022
★★★★★ Branch review: Ladys Island Branch

The people are First Federal Bank are awesome. They always greet you with a smile and know me (and my dog) by name. Anytime I have a question, Debbie and the crew always have the answer. There are very few places today where you can be a customer instread of just a number on an account. Thank you all for such great service.... Read more

John C. Dortch
John C. Dortch · 12 February 2020
★★★★★ Branch review: Ladys Island Branch

I am the Founder and Executive Director of the Circle of Hope Ministries, Inc. and since our inception in 2010, First Federal Bank has provided us with an array of financial services that have enabled us to pursue our vision and to make it a reality.... Read more

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Bank Rating & Reviews
3.9 / 5
  • Rating 3.88/

Bank rating displayed here is the average value for all First Federal Bank branches. A total of 24 customers had cast their vote for 25 branches and in average, First Federal Bank got a score of 3.9 out of 5 stars. The bank has 3 reviews or customer complaints filed.

Popular Branches
804 Ohio Avenue South, Live Oak, FL 32064
36 Sea Island Parkway, Beaufort, SC 29907
300 North Waukesha Street, Bonifay, FL 32425
2571 Us Highway 90 West, Lake City, FL 32055
784 South 6th Street, Macclenny, FL 32063
1891 South 14th Street, Fernandina Beach, FL 32034
11035 County Road 136, Dowling Park, FL 32060
Newly Opened Branches

No new branches were opened in the last 12 months...

Closed Branches

No branches were closed in the last 12 months...

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