First Capital Bank

  • Bank Name:First Capital Bank
  • Bank Class:State Chartered - FED Nonmember Bank
  • Member FDIC:Certificate #34966
  • Routing Number:N/A
  • Locations:4 Branches in 2 states
  • Web Address:fcbcarolinas.com
Headquarters:304 Meeting Street, Charleston, South Carolina 29401

First Capital Bank Information

First Capital Bank was founded in September 1999 and is based in Charleston, South Carolina. The bank operates as a subsidiary of First Capital Bancshares, Inc.. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, First Capital Bank is classified as a commercial bank, state charter and Fed nonmember, supervised by the FDIC. First Capital Bank is a FDIC-insured bank with certificate number of 34966. The assigned Fed RSSD ID of First Capital Bank is 2849463.

First Capital Bank currently operates with 4 branches located in 2 states. The bank has most branches in South Carolina and North Carolina. First Capital Bank is the 51st largest bank in South Carolina with 3 branches; 74th in North Carolina with 1 branches.

Bank routing number is a 9 digit code which is necessary to process ACH transfers, wire transactions, direct deposits, bill payments, and other money transfers in the US. We currently do not have a routing number for First Capital Bank in our database.

The full address of bank headquarters is 304 Meeting Street, Charleston, SC 29401. You can visit the official website of the bank at https://www.fcbcarolinas.com for more information and online banking service if available. For a comprehensive list of First Capital Bank branches, including detailed information such as hours of operation, contact numbers, addresses, available services, and more, please narrow your search by selecting a location from the map or list below.

Map Of Branch Locations

Bank Offices By State

History Of First Capital Bank

First Capital Bank is a financial institution that was established on September 27, 1999. Originally named First Capital Bank, the institution underwent several regulatory and operational changes throughout its history. On January 2, 2015, First Capital Bank changed its primary federal regulatory agency to the Federal Deposit Insurance Corporation (FDIC), transitioned to a commercial bank organizational type, altered its bank class to a state-chartered bank not a member of the Federal Reserve System (FRS), and updated its chartering agency to the state level. The main office was relocated on the same day to 909 South Main Street in Laurinburg, North Carolina. Subsequently, on July 21, 2011, the primary federal regulatory agency changed to The Office of the Comptroller of the Currency. The major transformation occurred on December 31, 2021, when the main office moved to 304 Meeting Street in Charleston, South Carolina. Most recently, on August 26, 2024, First Capital Bank became a member of the Federal Reserve System, changing its bank class to a state-chartered bank and designating the Federal Reserve as its primary federal regulatory agency.

Below is a list of some important events in bank's history, including mergers and acquisitions.

08-26-2024Institution becomes member of the Federal Reserve System.

08-26-2024Changed Primary Federal Regulatory Agency to FED.

08-26-2024Changed Bank Class to State Chartered Bank, member of the Federal Reserve System (FRS).

12-31-2021Main Office moved to 304 Meeting St, Charleston, SC 29401.

01-02-2015Main Office moved to 909 South Main Street, Laurinburg, NC 28352.

View 6 More Events in Bank's History …

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Bank Rating & Reviews
4.5 / 5
  • Rating 4.50/

Bank rating displayed here is the average value for all First Capital Bank branches. A total of 2 customers had cast their vote for 4 branches and in average, First Capital Bank got a score of 4.5 out of 5 stars.

Popular Branches
909 South Main Street, Laurinburg, NC 28352
304 Meeting Street, Charleston, SC 29401
234 N Main St, Summerville, SC 29483
2191 N Highway 17, Mount Pleasant, SC 29466
Newly Opened Branches

No new branches were opened in the last 12 months...

Closed Branches

No branches were closed in the last 12 months...

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