Farmers & Merchants Bank

  • Bank Name:Farmers & Merchants Bank
  • Bank Class:State Chartered - FED Nonmember Bank
  • Member FDIC:Certificate #1331
  • Routing Number:ACH & Wire - 121108441
  • Locations:29 Branches in California
  • Web Address:fmbonline.com
Headquarters:121 West Pine Street, Lodi, California 95240

Farmers & Merchants Bank Information

Farmers & Merchants Bank was founded in May 1916 and is based in Lodi, California. The bank operates as a subsidiary of Farmers & Merchants Bancorp. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, Farmers & Merchants Bank is classified as a commercial bank, state charter and Fed nonmember, supervised by the FDIC. Farmers & Merchants Bank is a FDIC-insured bank with certificate number of 1331. The assigned Fed RSSD ID of Farmers & Merchants Bank is 808260.

Farmers & Merchants Bank currently operates with 29 branches located in California. Farmers & Merchants Bank is the 25th largest bank in California. The bank does not have any offices outside California. As of today, Farmers & Merchants Bank is the 265th largest bank in US by branch count.

A routing number is a nine-digit code used to identify a financial institution. The bank has one routing number in our database and the routing number for Farmers & Merchants Bank is 121108441. This routing number is necessary to process ACH transfers, wire transactions, direct deposits, bill payments, and other monetary transfers within the US.

The full address of bank headquarters is 121 West Pine Street, Lodi, CA 95240. You can visit the official website of the bank at https://www.fmbonline.com for more information and online banking service if available. For a comprehensive list of Farmers & Merchants Bank branches, including detailed information such as hours of operation, contact numbers, addresses, available services, and more, please narrow your search by selecting a location from the map or list below.

Map Of Branch Locations

Bank Offices In California

785 Oak Grove Road, Suite H, Concord 94518
8799 Elk Grove Boulevard, Elk Grove 95624
10330 Twin Cities Rd, Galt 95632
1200 C Street, Galt 95632
19925 West First Street, Hilmar 95324
18836 West Main Street, Linden 95236
18980 North Highway 88, Lockeford 95237
121 West Pine Street, Lodi 95240
2401 Turner Rd, Lodi 95242
1387 S Lower Sacramento Road, Lodi 95242
1020 West Kettleman Lane, Lodi 95240
121 West Lodi Avenue, Lodi 95240
611 North Main Street, Manteca 95336
2936 G Street, Merced 95340
3500 Dale Road, Modesto 95356
3001 Mchenry Avenue, Modesto 95350
1521 North Carpenter Road, Modesto 95351
1715 Trancas Street, Suite C, Napa 94558
6182 Antioch Street, Oakland 94611
101 Main Street, Rio Vista 94571
2401 Patterson Road, Riverbank 95367
4430 Florin Road, Sacramento 95823
1303 J Street, Sacramento 95814
4612 Mcgaw Street, Stockton 95207
205 Lincoln Center, Stockton 95207
121 S Center Street, Turlock 95380
2340 Geer Road, Turlock 95382
1330 North Broadway, Suite A, Walnut Creek 94596
14211 River Road, Walnut Grove 95690

History Of Farmers & Merchants Bank

Farmers & Merchants Bank, originally established as Farmers & Merchants Bank of Lodi on May 24, 1916, is a financial institution located in California. The bank became a member of the Federal Reserve System on August 8, 1940, reflecting its growth and expansion in the banking industry. On April 12, 1957, it changed its name to Farmers & Merchants Bank of Central California. In 2005, the bank transitioned to a state-chartered institution and withdrew from membership in the Federal Reserve System, while also changing its primary federal regulatory agency to the Federal Deposit Insurance Corporation. Over the years, Farmers & Merchants Bank has expanded its operations through acquisitions, including Golden Valley Bank in Turlock, California on March 22, 1985, Delta Bank, National Association in Manteca, California on November 19, 2016, and the Bank of Rio Vista in Rio Vista, California on October 10, 2018. The bank's main office was relocated to 121 West Pine Street in Lodi, California on November 1, 1975.

Below is a list of some important events in bank's history, including mergers and acquisitions.

10-10-2018Acquired Bank of Rio Vista in Rio Vista, CA.

11-19-2016Acquired Delta Bank, National Association in Manteca, CA.

04-18-2005Changed Primary Federal Regulatory Agency to FDIC.

04-18-2005Changed Bank Class to State Chartered Bank, not member of the Federal Reserve System (FRS).

04-18-2005Institution withdraws from membership in the Federal Reserve System.

View 5 More Events in Bank's History …

Reviews & Complaints

Lourdes Uranday
Lourdes Uranday · 24 July 2021
★★ Branch review: Modesto Main Branch

The branch telephone number has been disconnected and is no longer in service. How do bank customers get a hold of a customer service representative via telephone? I live in Modesto, however opened my business account in Manteca. The question I want to discuss with someone is why does F&M close the online banking by 9PM every night? I understand the system needs to be backed up, however, can you d... Read more

Submit your comment, review or complaint about Farmers & Merchants Bank.

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Bank Rating & Reviews
2.6 / 5
  • Rating 2.58/

Bank rating displayed here is the average value for all Farmers & Merchants Bank branches. A total of 12 customers had cast their vote for 29 branches and in average, Farmers & Merchants Bank got a score of 2.6 out of 5 stars. The bank has 1 reviews or customer complaints filed.

Popular Branches
2340 Geer Road, Turlock, CA 95382
121 West Pine Street, Lodi, CA 95240
3001 Mchenry Avenue, Modesto, CA 95350
121 S Center Street, Turlock, CA 95380
101 Main Street, Rio Vista, CA 94571
18980 North Highway 88, Lockeford, CA 95237
2401 Patterson Road, Riverbank, CA 95367
Newly Opened Branches

No new branches were opened in the last 12 months...

Closed Branches

No branches were closed in the last 12 months...

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