Farmers and Merchants Trust Company

  • Bank Name:Farmers and Merchants Trust Company
  • Bank Class:State Chartered - FED Nonmember Bank
  • Member FDIC:Certificate #8405
  • Routing Number:ACH - 031304306
  • Locations:24 Branches in 2 states
  • Web Address:fmtrust.bank
Headquarters:20 South Main Street, Chambersburg, Pennsylvania 17201

Farmers and Merchants Trust Company Information

Farmers and Merchants Trust Company was founded in January 1906 and is based in Chambersburg, Pennsylvania. The bank operates as a subsidiary of Franklin Financial Services Corporation. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, Farmers and Merchants Trust Company is classified as a commercial bank, state charter and Fed nonmember, supervised by the FDIC. Farmers and Merchants Trust Company is a FDIC-insured bank with certificate number of 8405. The assigned Fed RSSD ID of Farmers and Merchants Trust Company is 289515.

Farmers and Merchants Trust Company currently operates with 24 branches located in 2 states. The bank has most branches in Pennsylvania and Maryland. As of today, Farmers and Merchants Trust Company is the 332nd largest bank in US by branch count. Farmers and Merchants Trust Company is the 31st largest bank in Pennsylvania with 23 branches; 58th in Maryland with 1 branches.

A routing number is a nine-digit code used to identify a financial institution. The bank has one routing number in our database and the routing number for Farmers and Merchants Trust Company is 031304306. This routing number is necessary to process ACH transfers, direct deposits, bill payments, and other monetary transfers within the US.

The full address of bank headquarters is 20 South Main Street, Chambersburg, PA 17201. You can visit the official website of the bank at https://fmtrust.bank for more information and online banking service if available. For a comprehensive list of Farmers and Merchants Trust Company branches, including detailed information such as hours of operation, contact numbers, addresses, available services, and more, please narrow your search by selecting a location from the map or list below.

Map Of Branch Locations

Bank Offices By State

History Of Farmers and Merchants Trust Company

Farmers and Merchants Trust Company, originally established as Farmers and Merchants Trust Company of Chambersburg on January 10, 1906, has a history marked by significant regulatory changes and acquisitions. In 1943, the institution became a member of the Federal Reserve System and changed its primary federal regulatory agency to the Federal Reserve. However, in 1966, it withdrew from the Federal Reserve System and reclassified as a state-chartered bank not affiliated with the Federal Reserve, with the Federal Deposit Insurance Corporation (FDIC) becoming its primary regulatory agency. Over the years, Farmers and Merchants Trust Company expanded its operations through several acquisitions: it acquired The Mont Alto State Bank in Mont Alto, Pennsylvania, on May 1, 1995; The Fulton County National Bank and Trust Company in McConnellsburg, Pennsylvania, on July 1, 2006; and Community Trust Company in Camp Hill, Pennsylvania, on November 29, 2008.

Below is a list of some important events in bank's history, including mergers and acquisitions.

11-29-2008Acquired Community Trust Company in Camp Hill, PA.

07-01-2006Acquired The Fulton County National Bank and Trust Company in Mcconnellsburg, Pa.

05-01-1995Acquired The Mont Alto State Bank in Mont Alto, PA.

08-01-1966Changed Primary Federal Regulatory Agency to FDIC.

08-01-1966Changed Bank Class to State Chartered Bank, not member of the Federal Reserve System (FRS).

View 5 More Events in Bank's History …

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Bank Rating & Reviews
3.5 / 5
  • Rating 3.50/

Bank rating displayed here is the average value for all Farmers and Merchants Trust Company branches. A total of 4 customers had cast their vote for 24 branches and in average, Farmers and Merchants Trust Company got a score of 3.5 out of 5 stars.

Popular Branches
1100 Lincoln Way West, Chambersburg, PA 17201
214A Westminster Drive, Carlisle, PA 17013
3907 Market Street, Camp Hill, PA 17011
20 South Main Street, Chambersburg, PA 17201
13 Shippensburg Shopping Center, Shippensburg, PA 17257
870 Norland Avenue, Chambersburg, PA 17201
2405 Philadelphia Avenue, Chambersburg, PA 17201
Newly Opened Branches

No new branches were opened in the last 12 months...

Closed Branches

No branches were closed in the last 12 months...

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