Elgin State Bank

  • Bank Name:Elgin State Bank
  • Bank Class:State Chartered - FED Member Bank
  • Member FDIC:Certificate #27052
  • Routing Number:ACH - 073909183
  • Locations:3 Branches in Illinois
  • Web Address:elginstatebank.com
Headquarters:1001 South Randall Road, Elgin, Illinois 60123

Elgin State Bank Information

Elgin State Bank was founded in February 1964 and is based in Elgin, Illinois. The bank operates as a division of St. Charles Bank & Trust. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, Elgin State Bank is classified as a commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB). Elgin State Bank is a FDIC-insured bank with certificate number of 27052.

Elgin State Bank currently operates with 3 branches located in Illinois. Elgin State Bank is the 190th largest bank in Illinois. The bank does not have any offices outside Illinois.

A routing number is a nine-digit code used to identify a financial institution. The bank has one routing number in our database and the routing number for Elgin State Bank is 073909183. This routing number is necessary to process ACH transfers, direct deposits, bill payments, and other monetary transfers within the US.

The full address of bank headquarters is 1001 South Randall Road, Elgin, IL 60123. You can visit the official website of the bank at https://www.elginstatebank.com for more information and online banking service if available. For a comprehensive list of Elgin State Bank branches, including detailed information such as hours of operation, contact numbers, addresses, available services, and more, please narrow your search by selecting a location from the map or list below.

Map Of Branch Locations

Bank Offices In Illinois

1001 South Randall Road, Elgin 60123
445 Summit Street, Elgin 60120
50 Tyler Creek Plaza, Elgin 60123

History Of Elgin State Bank

Elgin State Bank was established on February 27, 1964, originally under the name Lincoln State Bank. The institution underwent a name change on March 26, 1973, becoming Lincoln State Bank once more before adopting the name The Elgin State Bank shortly thereafter on March 30, 1973. On June 22, 1998, the main office of Elgin State Bank was relocated to 1001 South Randall Road, Elgin, Illinois. The bank continued its operations until it merged with St. Charles Bank & Trust Company on September 30, 2011. Following this merger, the institution changed its name to St. Charles Bank & Trust Company, National Association, on January 1, 2020. Throughout its history, Elgin State Bank served as a financial institution within Illinois until its integration into St. Charles Bank & Trust.

Below is a list of some important events in bank's history, including mergers and acquisitions.

01-01-2020Changed Institution Name to St. Charles Bank & Trust Company, National Association.

09-30-2011Merged and became part of St. Charles Bank & Trust Company in Saint Charles, IL.

06-22-1998Main Office moved to 1001 South Randall Road, Elgin, IL 60123.

03-30-1973Changed Institution Name to The Elgin State Bank.

03-26-1973Changed Institution Name to Lincoln State Bank.

View 1 More Events in Bank's History …

Reviews & Complaints

Tim Maroder
Tim Maroder · 18 January 2022
Branch review: Randall Road Branch

Numerous problems with this bank. Customer service is non-existent at this bank. Bogus maintenance fees, never return a call or an email, and now as I sit here trying to work from home this evening (6:30 pm), I cannot access my I-business account and nobody at the "customer service" 800 number can help me. Added an "extra layer of security", that requires them to text me a one-time security code t... Read more

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Bank Rating & Reviews
2.9 / 5
  • Rating 2.86/

Bank rating displayed here is the average value for all Elgin State Bank branches. A total of 7 customers had cast their vote for 3 branches and in average, Elgin State Bank got a score of 2.9 out of 5 stars. The bank has 1 reviews or customer complaints filed.

Popular Branches
1001 South Randall Road, Elgin, IL 60123
50 Tyler Creek Plaza, Elgin, IL 60123
445 Summit Street, Elgin, IL 60120
Newly Opened Branches

No new branches were opened in the last 12 months...

Closed Branches

No branches were closed in the last 12 months...

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