Cornerstone Bank

  • Bank Name:Cornerstone Bank
  • Bank Class:State Chartered - FED Member Bank
  • Member FDIC:Certificate #90282
  • Routing Number:ACH & Wire - 211371735
  • Locations:11 Branches in Massachusetts
Headquarters:176 Main Street, Spencer, Massachusetts 01562

Cornerstone Bank Information

Cornerstone Bank was founded in April 1871 and is based in Spencer, Massachusetts. The bank operates as a subsidiary of Ssb Community Bancorp Mhc. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, Cornerstone Bank is classified as a commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB). Cornerstone Bank is a FDIC-insured bank with certificate number of 90282. The assigned Fed RSSD ID of Cornerstone Bank is 447100.

Cornerstone Bank currently operates with 11 branches located in Massachusetts. Cornerstone Bank is the 37th largest bank in Massachusetts. The bank does not have any offices outside Massachusetts.

A routing number is a nine-digit code used to identify a financial institution. The bank has one routing number in our database and the routing number for Cornerstone Bank is 211371735. This routing number is necessary to process ACH transfers, wire transactions, direct deposits, bill payments, and other monetary transfers within the US.

The full address of bank headquarters is 176 Main Street, Spencer, MA 01562. You can visit the official website of the bank at https://cornerstonebank.com for more information and online banking service if available. For a comprehensive list of Cornerstone Bank branches, including detailed information such as hours of operation, contact numbers, addresses, available services, and more, please narrow your search by selecting a location from the map or list below.

Map Of Branch Locations

Bank Offices In Massachusetts

2 Center Depot Road, Charlton 01507
1073 Main Street, Holden 01520
121 South Main Street, Leicester 01524
93 Main St., Rutland 01543
195 Main Street, Shrewsbury 01545
253 Main Street # 257, Southbridge 01550
176 Main Street, Spencer 01562
200 Charlton Road, Sturbridge 01566
86 Worcester Road, Webster 01570
70 West Boylston Street, Worcester 01606
230 Park Ave., Worcester 01609

History Of Cornerstone Bank

Cornerstone Bank is a financial institution that was established on April 5, 1871, originally named Spencer Savings Bank. In 1978, the bank acquired Warren Savings Bank located in Warren, Massachusetts, and changed its name to Spencer Savings Bank. The bank became FDIC-insured on July 8, 1985, and further evolved in its organizational structure when it transitioned to a Stock Savings Bank on May 1, 2007. In a significant development on June 12, 2017, the institution changed its name to Cornerstone Bank and acquired Southbridge Savings Bank in Southbridge, Massachusetts. On the same day, it became a member of the Federal Reserve System. Subsequently, on October 25, 2017, Cornerstone Bank changed its primary federal regulatory agency to the Federal Reserve and was designated as a state-chartered bank within the Federal Reserve System.

Below is a list of some important events in bank's history, including mergers and acquisitions.

10-25-2017Changed Primary Federal Regulatory Agency to FED.

10-25-2017Changed Bank Class to State Chartered Bank, member of the Federal Reserve System (FRS).

10-25-2017Institution becomes member of the Federal Reserve System.

06-12-2017Changed Institution Name to Cornerstone Bank.

06-12-2017Acquired Southbridge Savings Bank in Southbridge, MA.

View 5 More Events in Bank's History …

Reviews & Complaints

Michael Tone
Michael Tone · 1 March 2018
★★ Branch review: Spencer Branch

this is a miserable web sight, all I want to do is log on to on line banking, to do this I must jump through hoops. It was never like this before Spencer Bank became Cornerstone Bank.... Read more

Submit your comment, review or complaint about Cornerstone Bank.

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Bank Rating & Reviews
3.6 / 5
  • Rating 3.57/

Bank rating displayed here is the average value for all Cornerstone Bank branches. A total of 7 customers had cast their vote for 11 branches and in average, Cornerstone Bank got a score of 3.6 out of 5 stars. The bank has 1 reviews or customer complaints filed.

Popular Branches
253 Main Street # 257, Southbridge, MA 01550
121 South Main Street, Leicester, MA 01524
93 Main St., Rutland, MA 01543
2 Center Depot Road, Charlton, MA 01507
86 Worcester Road, Webster, MA 01570
200 Charlton Road, Sturbridge, MA 01566
176 Main Street, Spencer, MA 01562
Newly Opened Branches
195 Main Street, Shrewsbury, MA 01545
Closed Branches

No branches were closed in the last 12 months...

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