Citizens Bank and Trust

  • Bank Name:Citizens Bank and Trust
  • Bank Class:State Chartered - FED Nonmember Bank
  • Member FDIC:Certificate #5673
  • Routing Number:ACH & Wire - 063103407
  • Locations:16 Branches in Florida
  • Web Address:citizens-bank.com
Headquarters:2 East Wall Street, Frostproof, Florida 33843

Citizens Bank and Trust Information

Citizens Bank and Trust was founded in May 1920 and is based in Frostproof, Florida. The bank operates as a subsidiary of Citizens Banking Corporation. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, Citizens Bank and Trust is classified as a commercial bank, state charter and Fed nonmember, supervised by the FDIC. Citizens Bank and Trust is a FDIC-insured bank with certificate number of 5673. The assigned Fed RSSD ID of Citizens Bank and Trust is 701839.

Citizens Bank and Trust currently operates with 16 branches located in Florida. Citizens Bank and Trust is the 34th largest bank in Florida. The bank does not have any offices outside Florida.

A routing number is a nine-digit code used to identify a financial institution. The bank has one routing number in our database and the routing number for Citizens Bank and Trust is 063103407. This routing number is necessary to process ACH transfers, wire transactions, direct deposits, bill payments, and other monetary transfers within the US.

The full address of bank headquarters is 2 East Wall Street, Frostproof, FL 33843. You can visit the official website of the bank at https://www.citizens-bank.com for more information and online banking service if available. For a comprehensive list of Citizens Bank and Trust branches, including detailed information such as hours of operation, contact numbers, addresses, available services, and more, please narrow your search by selecting a location from the map or list below.

Map Of Branch Locations

Bank Offices In Florida

211 Havendale Blvd, Auburndale 33823
1450 N. Broadway Avenue, Bartow 33830
13844 7th Street, Dade City 33525
1013 Highway 542, Dundee 33838
214 West Broadway Street, Fort Meade 33841
2 East Wall Street, Frostproof 33843
36250 U.S. Highway 27, Haines City 33844
222 State Road 60 East, Lake Wales 33853
23725 Highway 27, Lake Wales 33859
1985 East Edgewood Drive, Lakeland 33803
402 South Kentucky Avenue, Lakeland 33801
5850 S. Florida Avenue, Lakeland 33813
3019 James L Redman Parkway, Plant City 33566
1016 Bloomingdale Avenue, Valrico 33596
1120 First Street South, Winter Haven 33880
6340 Cypress Gardens Blvd, Winter Haven 33884

History Of Citizens Bank and Trust

Citizens Bank and Trust is a banking institution originally established as The Citizens Bank of Frostproof on May 13, 1920. Over the years, it has undergone several significant changes, including a name change to Citizens Bank and Trust on July 19, 2004. In the same year, on June 1, the bank expanded its operations by acquiring American Bank and Trust based in Lake Wales, Florida. On March 29, 2004, Citizens Bank and Trust changed its trust powers to full status. The main office of the bank has also moved multiple times; it relocated to Wall At Scenic in Frostproof, Florida, on April 24, 1990, and again to 2 East Wall Street in Frostproof, Florida, on August 6, 2007.

Below is a list of some important events in bank's history, including mergers and acquisitions.

08-06-2007Main Office moved to 2 East Wall Street, Frostproof, FL 33843.

07-19-2004Changed Institution Name to Citizens Bank and Trust.

06-01-2004Acquired American Bank and Trust in Lake Wales, FL.

03-29-2004Changed Trust Powers to Full.

04-24-1990Main Office moved to Wall At Scenic, Frostproof, FL 33843.

View 1 More Events in Bank's History …

Reviews & Complaints

Gayle Smith
Gayle Smith · 6 September 2023
★★ Branch review: Frostproof Branch

We secured a vehicle loan with Citizens Bank of Frostproof in Jan., 2021 and I set up auto pay on their website which is not user friendly. I set up payments for my credit card and did not see the extra fee because it was at the very bottom with smaller print. Later when I had to update my card the customer service person informed me I was paying $25. extra per month for using my credit card! I ha... Read more

Dan Burks
Dan Burks · 1 February 2023
★★★★★ Branch review: Bartow Branch

Best tellers I have ever used, give them all a raise in their salary.... Read more

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Bank Rating & Reviews
4.0 / 5
  • Rating 4.00/

Bank rating displayed here is the average value for all Citizens Bank and Trust branches. A total of 10 customers had cast their vote for 16 branches and in average, Citizens Bank and Trust got a score of 4.0 out of 5 stars. The bank has 2 reviews or customer complaints filed.

Popular Branches
2 East Wall Street, Frostproof, FL 33843
222 State Road 60 East, Lake Wales, FL 33853
1013 Highway 542, Dundee, FL 33838
36250 U.S. Highway 27, Haines City, FL 33844
1120 First Street South, Winter Haven, FL 33880
214 West Broadway Street, Fort Meade, FL 33841
1985 East Edgewood Drive, Lakeland, FL 33803
Newly Opened Branches
3019 James L Redman Parkway, Plant City, FL 33566
Closed Branches

No branches were closed in the last 12 months...

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