Central Bank

  • Bank Name:Central Bank
  • Bank Class:State Chartered - FED Nonmember Bank
  • Member FDIC:Certificate #15815
  • Routing Number:ACH & Wire - 042100146
  • Locations:27 Branches in Kentucky
  • Web Address:centralbank.com
Headquarters:300 West Vine Street, Lexington, Kentucky 40507

Central Bank Information

Central Bank was founded in April 1938 and is based in Lexington, Kentucky. The bank operates as a subsidiary of Central Bancshares, Inc.. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, Central Bank is classified as a commercial bank, state charter and Fed nonmember, supervised by the FDIC. Central Bank is a FDIC-insured bank with certificate number of 15815. The assigned Fed RSSD ID of Central Bank is 1007015.

Central Bank currently operates with 27 branches located in Kentucky. Central Bank is the 13th largest bank in Kentucky. The bank does not have any offices outside Kentucky. As of today, Central Bank is the 289th largest bank in US by branch count.

A routing number is a nine-digit code used to identify a financial institution. The bank has one routing number in our database and the routing number for Central Bank is 042100146. This routing number is necessary to process ACH transfers, wire transactions, direct deposits, bill payments, and other monetary transfers within the US.

The full address of bank headquarters is 300 West Vine Street, Lexington, KY 40507. You can visit the official website of the bank at https://www.centralbank.com for more information and online banking service if available. For a comprehensive list of Central Bank branches, including detailed information such as hours of operation, contact numbers, addresses, available services, and more, please narrow your search by selecting a location from the map or list below.

Map Of Branch Locations

Bank Offices In Kentucky

101 Brentwood Street, Berea 40403
2850 Turkey Foot Rd, Crestview Hills 41017
7310 Turfway Road, Florence 41042
2075 Dixie Highway, Fort Mitchell 41011
100 W Main St, Georgetown 40324
410 Connector Road, Georgetown 40324
100 East Reynolds Road, Lexington 40517
300 West Vine Street, Lexington 40507
3101 Mapleleaf Drive, Lexington 40509
4090 Tates Creek Centre Dr, Lexington 40517
3270 Tates Creek Road, Lexington 40502
515 New Circle Road, N.W., Lexington 40511
2347 Versailles Road, Lexington 40504
2233 Richmond Road, Lexington 40502
256 Southland Drive, Lexington 40503
2443 Sir Barton Way, Lexington 40509
649 East New Circle Road, Lexington 40505
4630 Taylorsville Road, Louisville 40220
9300 Shelbyville Road, Suite 100, Louisville 40222
321 W Main Street, Louisville 40202
3541 Outer Loop Ste 120, Louisville 40219
301 North Main Street, Nicholasville 40356
1471 Keene Rd, Nicholasville 40356
350 W Main St, Richmond 40475
9021 Us Hwy 42, Union 41091
1110 Pioneer Drive, Winchester 40391
43 North Maple Street, Winchester 40391

History Of Central Bank

Central Bank, originally established as Central Bank & Trust Company on April 15, 1938, has undergone several significant changes and acquisitions throughout its history. The bank experienced a name change on October 13, 1971, to Central Bank & Trust Co. and subsequently moved its main office on multiple occasions within Lexington, Kentucky, with notable relocations to 163 West Short Street in 1971, 300 East Vine Street in 1980, and finally to 300 West Vine Street in 1988. The bank continued to expand its footprint in the industry, acquiring Pioneer Federal Savings Bank in Winchester, Kentucky, on August 31, 1998, followed by the acquisition of Central Bank, FSB in Nicholasville, Kentucky, on January 18, 2011. A significant milestone was reached on June 1, 2017, when the institution changed its name to Central Bank & Trust Company and acquired Central Bank of Jefferson County in Louisville, Kentucky.

Below is a list of some important events in bank's history, including mergers and acquisitions.

06-01-2017Changed Institution Name to Central Bank & Trust Company.

06-01-2017Acquired Central Bank of Jefferson County in Louisville, KY.

01-18-2011Acquired Central Bank, Fsb in Nicholasville, KY.

08-31-1998Acquired Pioneer Federal Savings Bank in Winchester, KY.

08-04-1988Main Office moved to 300 West Vine Street, Lexington, KY 40507.

View 4 More Events in Bank's History …

Reviews & Complaints

Carolyn Steward
Carolyn Steward · 23 February 2024
★★★★★ Branch review: Tates Creek Centre Branch

I called to find out if the Branch was open Saturday morning drive through. I talked to a young man that was a perfect gentleman. The Branch has always treated me like I somebody and happy to help me. You have a great Branch.... Read more

Nancy Allison
Nancy Allison · 28 January 2020
★★★★★ Branch review: Downtown Georgetown Branch

Great people at Central Bank. Jennier Roberts and Ashley Weir are great!... Read more

Linda Thompson Coleman
Linda Thompson Coleman · 26 July 2018
Branch review: Fort Mitchell Branch

Recently visited your city for an event. On the way out of town our car broke down in front of bank branch. We just needed a quick ride to auto parts store. It was during lunch. I asked the branch manager if someone would be kind enough to take us to pick up a part and he said everyone was too busy. In the 3 hours I sat there waiting for help there was only one customer. Not very impressed! Where ... Read more

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Bank Rating & Reviews
3.3 / 5
  • Rating 3.29/

Bank rating displayed here is the average value for all Central Bank branches. A total of 7 customers had cast their vote for 27 branches and in average, Central Bank got a score of 3.3 out of 5 stars. The bank has 3 reviews or customer complaints filed.

Popular Branches
300 West Vine Street, Lexington, KY 40507
100 W Main St, Georgetown, KY 40324
301 North Main Street, Nicholasville, KY 40356
101 Brentwood Street, Berea, KY 40403
1110 Pioneer Drive, Winchester, KY 40391
350 W Main St, Richmond, KY 40475
4090 Tates Creek Centre Dr, Lexington, KY 40517
Newly Opened Branches

No new branches were opened in the last 12 months...

Closed Branches
3700 Harrodsburg Rd, Lexington, KY 40503
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